The blog Caveat Emptor is a great source of information for lawyers and non-lawyers about some of the issues that vex most of us, such as:
- credit card companies
- bank practices that seem to cost way too much
- telemarketing
- aggressive debt collectors
If you don’t have the money to hire a lawyer, or you want to have a better understanding of an issue before you write a letter, make a phone call or see a lawyer or credit counselor, Caveat Emptor is a good resource.
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Thanks for the info and to the blog “Caveat Emptor.” Because of the state of the economy, “debt collection” is big business these days and debtors should know and understand their rights under the laws, I agree!
So often, the state statute of limitations will have run out but the debtor is not aware of this, or of the fact that the collectors have to produce proof of the debt owned, etc.. when they try to collect. State laws are different. The debt collection people often buy this bad paper –where? —at auctions, or what?
It is good to know that there is some organized protest against bad regulation and ineffective monitoring of the powerful financial institutions and corporations of our nation who will take advantage of those citizens who are not generally educated to protect themselves when push comes to shove.
Unfortunately, the average consumer doesn’t know that “Let the Buyer Beware” is really good advice and that they can become victims of bad practices and bad regulations and laws that often legalize what looks like “stealing” to the consumer victims.
The special interests do, of course, write most of the laws — because they educate the legislators and have better representation, in terms of money, before the legislatures.